Moving insurances and their benefits:

You are planning to move to a new place and the most intriguing question in your mind would be

regarding the safety of your belongings. You would be confused as to buy moving insurance or not.

After many debates within yourself, you might end up with reasoning that it is indeed not necessary

to purchase moving insurance. There are certain misconceptions among people that moving

companies generally offer insurance by default. Also they think that the home insurance would cover

the value of the properties even when they are in transit. More over people believe that if they are on 

corporate relocation, the moving company  would bear the expenses in case of any damage to the

moving goods. But these are all not true always.
 
There are certain things that you must essentially know about the insurance offered by
 
Marin movers. To be precise, the movers don’t offer exactly offer insurance but goods
 
valuation. This valuation provided by the moving companies has been made popular as
 
moving insurance. There are different types of valuation offered by a moving company like
 
the declared value, lump sum value and full value protection for your goods during moving.
 
You should have a clear understanding that the home insurance or the renter’s insurance
 
would cover your household goods while they are in the residence and not at all when they
 
are in the hands of moving company. However there is certain homeowners insurance that
 
covers around 10% of the value of your personal property while it is in transit. But this is
 
absolutely not enough. This 10% is too little and would not be necessary to compensate
 
your loss in case of any accident or damage of goods. If you are planning for a corporate
 
relocation, you should know that usually most of the companies sign a general agreement
 
with a third party relocation company. According to the general agreement, the moving
 
company covers the liability at the minimum coverage possible unless your employer directs
 
otherwise. This coverage is also not sufficient to cover the damages if any of such kind
 
happens during the transit.
 
Once you understand the above mentioned factors, you would know that it is indeed a wise
 
decision to purchase moving insurance since that would ensure safety to your belongings
 
that you have earned through hard work. They are at some level of risk during transit. So it
 
becomes necessary to purchase a moving insurance to make sure that you get value of
 
your goods on move if damaged.

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